At IKEA, financing your furniture and decoration purchases is easy and convenient. Enjoy low prices and comfortable payments to transform your home the way you have always wanted. Visit your nearest IKEA Store for more information.
Finance your purchases, 0% APR for 6 months on purchases of $500.00 up to $999.99, or 12 months for purchases of $1,000.00 up to $1,499.99 or 18 months on purchases of $1,500 and up at regular price. Upon expiration of the offer, the regular purchase rate from 17.00% APR to 29.25% APR will apply. This APR may change based on the Prime Rate.
This Offer is valid from October 28, 2024 to October 27, 2025. The Special Promotional Financing Offer ("Promotional Offer") of 0% APR is valid exclusively for a period of six (6) months, twelve (12) months, or eighteen (18) months ("Promotional Period") after the promotional purchase made at IKEA. Promotion Period depends on purchase amount. Promotion Offer applies only to eligible purchases for a period of 6 months for regular priced purchases of $500.00 up to $999.99, 12 months for purchases of $1,000.00 up to $1,499.99, and 18 months for regular priced purchases of $1,500 or more. Promotion Offer does not apply to cash advances, prior merchandise purchases or purchases outside of the Promotion Period, or to the balance owed. Regular terms apply to non-promotional purchases. Please review your credit card agreement for details regarding the terms of the card. After the Promotion Period ends, the regular interest rate on purchases on your account will apply to the then-due balance and new purchases, ranging from 17.00% APR to 29.25% APR. This APR may change based on the U.S. Prime Rate published in the Money Rates Section of the Wall Street Journal. This Promotion Offer is only available for purchases made with your Beyond credit card at IKEA stores located in Puerto Rico and must be requested at the time of purchase. This Offer does not apply to the Beyond Business or Beyond Corporate credit cards. This Promotion Offer cannot be combined with other offers or discounts. Certain restrictions apply. FirstBank is not the provider or seller of these products or services and will not be liable for acts or omissions arising directly or indirectly from the products or services purchased. Any claim related to products or services purchased through the special financing offer must be processed directly with the entity that sold or offered the item or service, subject to the terms and conditions of these entities. This Offer is subject to credit approval or the availability of your credit line. Other charges that may apply to your credit card: Penalty APR of 29.99%. $0 Introductory Annual Fee for the first 12 months after account opening, then $50 (for Beyond Global and Small Business), $150 for Beyond Ultimate Visa® and Mastercard® and Zero Annual Fee for Beyond One, Platinum, Visa®, and Mastercard®. Minimum Interest Charge: If interest is charged, the charge will be no less than $1.50. Balance Transfers, Cash Advances, and Convenience Checks: Transaction Fee of 2% of each transaction amount, with a minimum of $2.00 and a maximum of $10.00 each. Transaction Fee for any transaction made in a foreign currency, and any transaction made in U.S. dollars that is processed outside of the United States, is 1.40% of each U.S. dollar transaction for Mastercard® and 1% for VISA®. This fee will be in addition to any other applicable fees.